The Philippine Identification System (PhilSys) is the government's unified national ID program, designed to provide a single, secure, and standardized ID for all Filipinos. By creating a central database of verified identities, PhilSys aims to streamline access to government and financial services, reduce barriers to digital transactions, and advance financial inclusion across the country.

In a significant leap toward this vision, Tonik, the Philippines' first digital-only bank, is the first in the country to implement PhilSys ID verification for account opening, self-service ID updates, account upgrades, and account reopening—all with speed, security, and simplicity.

A Comprehensive and User-Friendly Approach

Tonik accepts all ID formats: physical PVC cards, digital copies, and eGov app IDs. Customers can easily upload a photo directly from their phones—no extra devices needed—making the process seamless and convenient.

This upgrade also supports credit building by removing a major barrier for Filipinos who previously struggled to submit government-issued IDs. With valid identification, more customers can access Tonik's services and begin building their credit history, a crucial step in promoting financial inclusion nationwide.